Commercial Auto Insurance
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Commercial Auto Insurance

Simply put, Commercial Auto Insurance acts as a personal auto policy would, but covers a business' automobiles and employee-drivers. Unlike personal auto policies, injured drivers receive coverage for medical injuries, regardless of fault. This protects your business from auto-related risks, even when the employees are the risk themselves.

Key Points of Commercial Auto Insurance:

  • Coverage extends regardless of accident fault
  • Auto insurance options can include liability coverage, collision, uninsured, gap and personal protection
  • Policy pricing usually relates to type of vehicle driven, on-vehicle safety devices (air bags, etc.), anti-theft devices, parking locations and previous insurance claims