Short & Long Disability Insurance
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Short Term & Long Term Disability Insurance

Disability, or Income Protection insurance protects the insured from the financial risk of onset disability that may prevent them from working and collecting an income for a period of time. Policies can be for a few days, weeks, months or long term. Disabilities covered may include physical injury, psychological disorder, or illness.

Key Points of Disability Insurance:

  • Though it is most common for employers to offer disability insurance as part of their benefits, individual plans are available
  • Plans can cover up to 65% of lost income
  • Workers Compensation is a form of disability insurance, but the policy only applies to on-the-job injuries