Renters Insurance
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Renters Insurance

Simply put, renters' insurance acts just as homeowners' insurance, without covering damages to the residents itself. A renters policy can cover the property within the rental and the medical bills of persons injured while on the property, but will not, for example cover the repair bill for a tree falling through the roof. The limitations of coverage make rental insurance much more affordable, as it is assumed that the property-owner has a separate policy that covers damage to the residence itself.

  • Renter's insurance is often required by landlords
  • This policy type will not cover damage made to the property by tenants
  • Coverages primarily include property and medical liabilities

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