Business Insurance
Call Alex: (203)858-1796
E-mail: alex@brbginsurance.com

Personal Insurance
Call Paul: (203)650-0753
E-mail: paul@brbginsurance.com

Business Insurance

Your Business,
Our Priority

Your vision and goals are important to BRBG. Think about how much has changed over the past 10 years. Where will your business be 10 years from now? BRBG will (or let BRBG) be your trusted insurance resource as things change.

Ensure your business is protected. Get in touch for a bespoke insurance plan.

General liability insurance

Protect your business with General Liability Insurance—it safeguards against lawsuits, covers legal defense costs, and provides financial relief for property damage and injury claims. Essential for operational peace and growth, it boosts credibility and meets lease requirements. Tailor coverage to your business needs.

Umbrella insurance
Umbrella insurance boosts existing policy limits, offering crucial extra protection against catastrophic losses. Ideal for litigation-prone industries and high-risk operations, it ensures financial safety and compliance, enhancing customer trust at an affordable cost. A strategic investment for business stability.
Workman’s Comp
Workers’ Comp is vital in the US, mandatory in most states from the first hire. It covers employee work injuries, offering medical and wage benefits, protecting businesses from lawsuits. Texas is an exception. Owners can opt-in for added benefits. Discuss with BRBG as local laws and requirements vary by state and business structure.
Commercial Auto Insurance
Commercial Auto Insurance is crucial for businesses using vehicles, covering them and employee-drivers regardless of fault. It meets legal requirements, fills gaps personal policies leave, and suits businesses like contracting and trucking. Policies consider vehicle type and safety features, offering broad protection, including for accidents and theft.
Commercial Property Insurance
Commercial Property Insurance shields businesses against losses to assets like buildings and equipment from events like fire, theft, and natural disasters. Essential for asset protection and financial security, it supports business continuity and meets legal or loan requirements. Coverage extends to physical structures and contents, excluding natural disaster-related losses unless specifically added. Costs vary by location and business type, with many opting for a Business Owner’s Policy for combined coverage.
Builder’s Risk Insurance
Builders Risk Insurance protects under-construction or renovation sites, covering materials, equipment, and temporary structures against damages from events like fire and theft. It includes debris removal and transit protection, with options for flood and earthquake coverage. Essential for property owners, contractors, and other stakeholders, it safeguards financial investments and fulfills contractual obligations, crucial for construction project risk management.
Directors and Officers Insurance
D&O insurance is key for small businesses, protecting board members’ personal assets from lawsuits over their decisions. It attracts talent, covers legal costs, and is vital despite its average premium of $138/month, safeguarding against a wide range of claims
Special Event Insurance
Special event insurance in America protects against financial losses from event cancellations, vendor issues, and liabilities like property damage or injuries at events such as weddings and corporate functions. It’s essential for meeting venue requirements and ensuring peace of mind.

Explore More of our Comprehensive Business Insurance Solutions

Inland marine insurance covers movable business property, essential for small businesses transporting goods.

Cyber liability insurance is vital for small businesses against rising cyberattacks, offering financial and data breach protection.

Employment Practices Liability – safeguards businesses from employment-related claims, including legal defense and reputational damage

Pollution insurance shields businesses from broad risks and compliance penalties, filling standard policy gaps.

Excess liability insurance adds protection beyond base policy limits, crucial for high-risk businesses.

Tech E&O insurance offers tailored, comprehensive risk management for technology businesses.

Errors & Omissions insurance shields businesses from claims of poor or negligent work.

Mergers and Acquisitions insurance covers inaccuracies, liabilities, and risks in deals.